Canada Immigration Medical Tests Covered 100% | By Canada BlueCross Insurance Company Pays For Your Immigration Medical Test

Good News for all immigrants of Canada

All medical expenses in Canada for Temporary workers, Students and other eligible candidates paid by the government *.  When it comes to immigration medical test or personal medical expense your Canadian provincial health card would not pay expenses. 

Because of that reason many immigrant do worry when government (Immigration, Refugees and Citizenship Canada) ask to do complete medical for visa new visa or PR. It's costly and must pay from own pocket. Complete medical for a single person would cost minimum of $310 CAD.
Situation get worst if you have a large family with 3-5 members. For those kind of family you have to spend more that thousand of dollars.

However, here is the good news you may want try if you have Bluecross or other third party insurance with extended health benefits. 

"I just wanted to try if immigration medical covered by Manitoba Bluecross! And after submitting all the receipts by fax to Bluecross I have got to know that my claim was approved. And, within 4 days they have deposited full money to my bank account."  Verified Blogger 

This is the statement shows Bluecross has paid 

"I was shocked ! Because I have asked my other friends who has done their medical but they did not get any refund from insurance. I have asked my physician if it's covered by any insurance and my physician said it's not covered. I know, $310 per person is very expensive. Now, It's very helpful to get refund from Bluecross." Verified Blogger

So, here is the trick unless you know already how to make a claim to third party insurance company!

For Bluecross most of the insured member has "Health Care Spending Account". How it works? 

"Health and dental expenses incurred but not covered by provincial healthcare or other medical and dental plans, which are considered tax deductible medical expenses by the Canada Revenue Agency, will be considered for reimbursement under your HSA plan.
Eligible expenses include deductible and co-insurance amounts, amounts exceeding plan maximums, and other items not covered by your supplemental medical and dental plans, such as ineligible drugs, vision care expenses, orthodontic procedures, hearing expenses, etc. Bluecross"

If you spend more money than your limit in one year you can claim up to $500 in every year. So, you just have to fill up the form with all information and receipts. And then fax it. Bluecross has benefit number for this kind of claim and it's call Explanation Code 112 which is "There is no coverage under this plan for the submitted benefits"

Hope this will help you to save some money in future. Share this with your friends. 

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